You're The Director, We're The Orchestra
Symphony Financial Services
Bringing Harmony To Your Financial Future
With a focus on risk management, we carefully build and tailor each client’s portfolio to fit their financial planning goals and objectives. Through our financial planning process and focusing on portfolio risk, we understand our clients circumstances and goals. We build tailored portfolios to meet the short and long term objectives of our clients not just calendar year returns. Our strategy goes beyond simply “beating the market,” as we believe each client’s portfolio is unique. We primarily use mutual funds, ETFs, individual securities, as well as a wide variety of alternative investments to ensure your portfolio is specific to your financial needs as determined during the planning process.
We understand how important it is to protect the things you work so hard for. Risk Management and Insurance Policy reviews and recommendations are performed for our client relationships to ensure that you have protection for what matters most. In conjunction with our financial and estate planning, our insurance process helps you optimize the type and level of protection to meet your specific goals. We explore a variety of insurance carriers to select only the products and policies that best fit the parameters of your insurance and risk management needs to ensure peace of mind for you and your family.
Our independent business model allow us to find you the highest quality solution that meets both your needs and fits within your financial picture.
We believe financial planning should be a simple process. Utilizing the latest planning software, we seek to give clients a concise and easy to follow plan that focuses on both near term goals while helping them reach their long term objectives. Financial planning goes beyond managing your investments to give you a window into what you need to do to pursue financial independence.
Our financial planning helps whether you are saving for your future or getting ready to utilize your assets in retirement. We are proficient in retirement income planning, social security strategies, debt management, closely held business sales, or helping with complex estate planning strategies.
COMPREHENSIVE FINANCIAL PLANNING
At Symphony Financial Services, we have extensive experience in helping clients implement and execute their estate plans. We also work close with business owners to provide comprehensive business succession plans. Because your advisor already understands your specific financial goals, the sometimes stressful process of drafting and updating your estate plan is made easy from start to finish.
Our legal expertise, as well as background in tax laws and business knowledge, allows us to provide comprehensive business succession and wealth transfer planning. Our process always puts your family’s values and dynamics first.
BUSINESS SUCCESSION & ESTATE PLANNING
Since our firm’s founding, we have prided ourselves in our focus on the defined contribution 401(k) space and the belief that all participants deserve individual attention. We have extensive experience in enhancing a business retirement plan offering by bringing trusted partners to design the most effective, compliant, and efficient plan design. In addition to traditional defined contribution plans, we utilize Cash Balance Pension plans for our clients that allow for a higher level of retirement savings.
We help business owners retain key talent by implementing and maintaining executive benefit programs including Non-Qualified Deferred Compensation, Corporate Owned Life Insurance(COLI), and other complex corporate benefit plans.
We deliver a transparent and sound strategy that is an asset to your business and helps attract and retain valuable employees